As the Affordable Care Act (ACA) and the Health Insurance Marketplace become household words across the country, it’s important to be aware that there are unscrupulous people doing their best to take advantage of others by using the new law as a premise for doing so. Specifically, they are targeting seniors on Medicare.
Please note – there are no substantive changes to Medicare under the ACA.
Medicare is not part of the Health Insurance Marketplace, and Medicare recipients do not need to replace Medicare coverage with Marketplace coverage. Whether Medicare was acquired through Original Medicare or a Medicare Advantage Plan, the recipient will continue to have the same benefits they have now. In fact, no action is required at all with regard to the ACA.
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