All Posts

Is Your Health Coverage Costing More Than Your Mortgage?

Nebraska Living E-Newsletter
June 18, 2026 9:00 AM
Is Your Health Coverage Costing More Than Your Mortgage?Nebraska Farm Bureau Logo

For many Nebraska families, health insurance has become one of the largest monthly expenses in the household budget.

In some cases, the cost of health coverage rivals or even exceeds a monthly mortgage payment.

That's a reality many families, self-employed professionals, farmers, ranchers, and small business owners are facing today. Rising premiums, increasing deductibles, and fewer affordable options have left many wondering whether they're getting the coverage they need at a price they can afford.

If you've experienced sticker shock when reviewing your health coverage recently, you're not alone.

A Different Option for Nebraskans

Nebraska Farm Bureau Health Plans were created to provide individuals and families with another choice when it comes to health coverage.

Designed for Nebraska residents, these plans offer a range of options that can help fit different healthcare needs and budgets.

Whether you're raising a family, operating a farm or ranch, running a small business, or working for yourself, Nebraska Farm Bureau Health Plans may provide a more affordable alternative to traditional coverage options.

Benefits of Nebraska Farm Bureau Health Plans

Nationwide Provider Access

Members have access to the UnitedHealthcare Choice Plus PPO Network, one of the largest provider networks in the country. That means coverage isn't limited to Nebraska and can travel with you wherever life takes you.

Enroll Year-Round

Unlike many traditional health insurance options, Nebraska Farm Bureau Health Plans offer year-round enrollment. You don't have to wait for a specific enrollment window to explore your options.

Plans That Fit Your Needs

Healthcare isn't one-size-fits-all.

Nebraska Farm Bureau Health Plans offer a variety of plan designs, including options that are HSA-qualified, allowing individuals and families to choose coverage that aligns with their healthcare usage and financial goals.

Designed for Working Families

These plans were built with the needs of Nebraska families in mind, including:

  • Farm and ranch families
  • Self-employed individuals
  • Small business owners
  • Families seeking alternatives to traditional coverage

Potential Savings

Many members find significant savings compared to unsubsidized marketplace plans while maintaining access to quality healthcare providers and comprehensive coverage options.

Is It Time to Explore Your Options?

If your health coverage costs have increased, if you're dissatisfied with your current plan, or if you're simply curious whether a better option exists, it may be worth taking a closer look.

Healthcare coverage is too important and too expensive to leave on autopilot.

Nebraska Farm Bureau Health Plans offer Nebraska families another choice: affordable, dependable coverage backed by a nationwide network and year-round enrollment opportunities.

Learn more, compare your options, and see whether a Nebraska Farm Bureau Health Plan is right for you.

Visit NEFBHP.com or connect with a local Farm Bureau Financial Services agent today.